Anybody who uses Marlin or buys their stock deserves what they get. My past experiences with tese scum suckers are chronicled in old p4photel posts if you care to get the details.
However, this article comes from a blogger site called Seeking Alpha which is also known for holding short positions in public company stock and then exagerating or outright falsifying information so as to cause a downturn of the stock value thus creating a profit for those who have short positions. This article suggests that Marlin's profits are at risk if states ban the practise of evergreening which isn't likely to happen any time soon.