Canon has Canon Financial Services - which is a wholly owned subsidiary of Canon. This is a true captive program with Canon financial servicing the majority of the leases they originate
Ricoh - Most of Ricoh's leases are sold to 3rd party leasing companies (GE, DLL, CIT, Wells) on a private label basis. Ricoh does have Ricoh Financial Services which is a true captive, but it only takes a small portion (Major Accounts) of the leases that are originated by Ricoh
Ikon - they utilize Ikon Financial Services which which used to be a captive, but was sold to GE Capital.
Konica Minolta - they utilize 3rd party leasing programs with USB, CIT, GE and DLL
Pitney Bowes - True Captive leasing with Pitnet Bowes Global Financial Services